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Bridge Finance

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0845 475 1814 0845 475 1814


The Common Sense Lender.

The Santander bank doesn't offer bridging loans but we do.

Contact us.

Get in touch with us several ways.

There are a plethora of ways to actually get in touch to find out more about our private, independent lending service. You can call us by telephone, send us an email, enquire online or shout really loudly.

Property is required as security.

We will value your home to determine loan.

When we arrive we will conduct a private, external survey of the building. After completion we need access to the inside so that we can proceed with the internal survey and general viewing.

Cheap interest and flexiible repayment plans.

Get an offer of finance almost immediately.

From the valuation and the information you give us about any outstanding mortgage or other loans secured on the property, we can ascertain just how much, or if we are able to lend to you.

Bridging loan money lender.

Accept & we transfer funds instantly.

As long as all paperwork is present and correct, we can transfer funds to your personal, business or any nominated bank account instantly.  We can also work to a specific date if required.

Or call: 0845 475 1814

What Santander offer in loans.

Personal loans.

How Santander personal loans work.

Santander do offer secured personal loans. However, you must become a banking customer of theirs to use their lendiing services. Thy have two styles of funding. Firstly you can borrow between £7500 and £20,000 at a advertised rate of 3.4% APR. However, in the small print, it does say, there can be a maximum APR of 24.9%, the short the loan repayment plan, th higher the Annual Payment Return. We can offer you loans between 1 and 12 month, starting at a minimum of £25,000 with interest as low at 0.75% per month. Give us a call for more information.

 Or apply online 

Vehicle purchases.

How Santander car finance works.

Get the motor you want, it says on the website and is branded as a cheaper alternative to High Street specialist car finance companies. The funding is secured against the vehicle you are, or want to buy. There are no limits on how many miles you drive some 'some' car finance offer. No upfront payment, so can purchase you nearly new or new car without actually putting any money down with the first repayment due 30 days after you take ownership of the car and there no administration fees. Borrow between 7.5k and 15k aged 21 or over with good credit history over 6 years.

 Or apply online 

Home improvement.

How Santander home improvement funding works.

To be fair, home improvement companies like double glazing, conservatories installations and home heating packagers do have very expensive financing. They sell it well but you end up paying three time the amount your borrowed over ten years. Santander would be a viable option if you only needed to borrow up to fifteen thousand pounds. Up to five years to pay back if you are not in a hurry. However, if you ned more than their top amount they cannot help you unless you want to remortgage. We can. We can offer you bridging finance between 25k and one million pounds. Call today.

 Or apply online 

Debt consolidation.

Santander debt consolidation packages.

Debt consolidation is lways a bit tricky through banks as most High Street lenders only tend to lend to those with a near perfect credit score. If you are simply frustrated at having to pay credit cards, store cards, car loan, etcetera etcetera all to multiple destintions, but make your payments regularly, you are fine to use a Santander  personal loan as debt consildation. However if you tend to miss payments here and there they will lend to you. We, however, will. We base our funding on equity, not credit history. We can offer you up to £1,000,000 based on equity to consolidate your debts. Call us.

 Or apply online 

Okay, so Santander does offer a style of bridging finance?

Unfortunately, if you have slightly adverse credit you are unable to use this facility. Another major drawback is that you have to move your mortgage to them and become their customer. So if you are in a hurry for a bridging, for example to bridge the gap of a property transaction, time will not be on your side.

However, if you do have a good credit rating and already have your mortgage with the Santander bank, or have time to switch your mortgage or remortgage over, they can offer you quite a competitive rate and repaymenr plan.

Call on our local rate 0845 475 1814 from a land line or call 0203 287 7169 from your mobile or request a call back by using the quick contact form on the right hand side, or just below depending on whether you are browsing on a PC or mobile device. Alternatively, click the button for our full on enquiry form.

 Enquire online 

They don't call it a Santander bridging loan though, it is branded as the 'Santander short term additional loan', and unfortunately for those in need a real short term loan, for instance, over 3 months, it is locked into a full 12 month repayment plan. as we have said throughout, banks and building socieites no longer wat to offer short term options as they are highly risky due to the Governmental changes to banking laws through the credit crunch and recession.

We have found from exisiting regular property investor bridging loan clients we have, that even when you do apply ticking all their boxes, they try to push a remortgage rather than the short term option so you are tied into a longer agreement with them.

All in all, for a faster bridging loan, even if you have poor, adverse or a bad credit history, save your time and energy and apply with us first. We will base your borrowing on equity, not credit reports and you are in control of when you repay the funding, be it in three months or twelve months with no early repayment penalties. This is why people use us over and over again.

Call on 0845 475 1814 or you can click below to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169  or request a call back by using the quick contact form on the right or directly below this block, still without being under any obligation to accept any offer presented to you.  Alternatively, apply online by clicking the button.

 Enquire online 

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Business and commercial

Short term business and commercial bridging loans.

We can offer short, medium and long term options for businesses in the UK in need of finance. We have a plethora of products available.

Read more..

Auction finance

Fast cheap property auction finance loans.

Specialists in auction finance, we can help you get a quick bridging loan in place so you can bid on the property or land knowing funds are there.

Read more..

Homeowner and residential

Home owner short term secured financing.

As we are the actual lenders, we can help home owners get funding even if they have been refused elsewhere.  Property secured only.

Read more..