Banks, building societies and mainstream lenders no longer lend to people with CCJs. Even if they are settled, it is highly unlikely, in this day and age, that they will offer funding for anyone with a less than perfect credit history. We work differently. We are an independent group or privately funded lenders working specifically with people that have got one or several county court judgements against their name. We lend solely against the equity built up in the property or properties being used as security, so are able to a unique form of credit called CCJ bridging loans.
Key facts when using us to consider is that we DO NOT have any up front administration or 'set up' fees. We also have no 'lock-in' fees, which every other crowdsourced or crowdfunded lending group does. This automatically saves you two thousand pounds as that is what they charge. So get in touch today for a fast decision on a short term secured bridging finance package even if you have one or multiple CCJs. Call 08454751814 or 02032877169 today without obligation.
4 easy steps for quickly accessing secured borrowing options.
Get in touch with us several ways.
There are a plethora of ways to actually get in touch to find out more about our private, independent lending service. You can call us by telephone, send us an email, enquire online or shout really loudly.
We will value your home to determine loan.
When we arrive we will conduct a private, external survey of the building. After completion we need access to the inside so that we can proceed with the internal survey and general viewing.
Get an offer of finance almost immediately.
From the valuation and the information you give us about any outstanding mortgage or other loans secured on the property, we can ascertain just how much, or if we are able to lend to you.
Accept & we transfer funds instantly.
As long as all paperwork is present and correct, we can transfer funds to your personal, business or any nominated bank account instantly. We can also work to a specific date if required.
Or call: 0845 475 1814
Low rating score and bad credit accepted.
Credit score problems.
All mainstream lenders, banks and building societies use your credit rating to determine if or whether you are lendable or not. Actually having no credit agreements in place, can work against you.
Mortgage defaults. The main cause of repossession in the UK today. It is possible too use our quick bridging or another form of second charge financing to completely clear a mortgage or remortgage or secured loan.
IVA or bankruptcy.
The simple fact of the matter is that we lend based solely on equity, not any type of credit history, report or score. This means that, as a group of independent lenders, we can lend to IVA's and bankrupts.
Customer satisfaction is our main bridging loan priority.
That, combined with the cheapest rates of interest we are able to offer and the most flexible repayment plans in the commercial or homeowner bridging finance sector. They are all priorities to us, so you don't have to worry about not being offered the best deal possible on your quick residential or business bridging loan.
As a forward thinking group of principal lenders, lending both individually and also as a crowdsourcing secured lenders group, we can base funding both for home owners and company applicants purely on equity in the property, properties or land that are offered as security for the short term financing.
Call on our local rate 0845 475 1814 from a land line or call 0203 287 7169 from your mobile or request a call back by using the quick contact form on the right hand side, or just below depending on whether you are browsing on a PC or mobile device. Alternatively, cllick the button for our full on enquiry form.
Fast bad credit bridging loans are our specialty and because we offer both an unregulated and regulated service, and can offer both 1st and 2nd charge, we are not bound by strict guidelines sanctioned on banks or building societies or certain funding packages, which means a quicker decision and a faster pay out on any secured advance you are offered.
Our expert team with over three decades of experience in the short term funding market are on had during normal business hours to field your call and answer any questions you may have regarding bridging finance.
They can also accept your application on the phone too without you being obliged to accept any secured loan offered to you.
Call to on 0845 475 1814 or you can click below to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169 or request a call back by using the quick contact form on the right or directly below this block, still without being under any obligation to accept any offer presented to you. Alternatively, apply online by clicking the button.
Quick contact form
Business and commercial
We can offer short, medium and long term options for businesses in the UK in need of finance. We have a plethora of products available.
Specialists in auction finance, we can help you get a quick bridging loan in place so you can bid on the property or land knowing funds are there.
Homeowner and residential
As we are the actual lenders, we can help home owners get funding even if they have been refused elsewhere. Property secured only.