4 easy steps for quickly accessing secured borrowing options.
Get in touch with us several ways.
Both our telephone numbers will go through directly to a lender, not a receptionist or call centre. If there is no answer please leave a voicemail with a contact number and we will call you back instantly.
We will value your home to determine loan.
We base funding on equity no credit score, so we need to conduct a survey of the property being used as security to make sure equity is available. This is done by a local surveyor not any in our company.
Get an offer of finance almost immediately.
From the valuation and the information you give us about any outstanding mortgage or other loans secured on the property, we can ascertain just how much, or if we are able to lend to you.
Accept & we transfer funds instantly.
As long as all paperwork is present and correct, we can transfer funds to your personal, business or any nominated bank account instantly. We can also work to a specific date if it is needed.
Or call: 0845 475 1814
Bridging loan in Kensington, London.
Business bridging loans.
whether you are extending an existing business premise, refurbishing or in need of new machinery or a product that is key to your business's development, a commercial bridging loan may be just the product you need. You can apply online and we accept enquiries from those of you that may have been refused elsewhere, or fear that you may be refused elsewhere and wouldn't like the lack of accceptance appear on your credit report. F or an informal, no pressure chat give us a call today for more infortion directly.
Homeowner bridge finance.
We are specialists in the residential sector. We offer both regulated and unregulated bridging loans and will work with you to find a solution that fits you, your budget and your circumstances the best. We offer others forms of finance t homeowners too, all secured against a property or land. Choose affordable rates of interest on all our bridging loan products and find flexible and easy repayment plans on offer to both good credit applications and those that have a less than perfect credit history. Ring today for info.
Kensington has prime real estate and is a prime target for many property developers. When a house or building does become available, being to react quickly is key. We offer an extremely quick turnaround from first contact to completon of a loan and actual pay out. The only thing that can posibly slow us down is the borrowers solicitor. So if you are a property investor or developer, speak to us and get a decision lickity split! We offer cheap bridging loans on 1st and 2nd charge bridging. Give us today for info on Kensington finance.
Secure by lease hold.
A brand new option available to business owners, not only in Kensington, but throughout the whole of London. We can now secured finance against any long term commercial lease. Let your leasehold work for you if need , or want to expand your current business or expand into ventures new. Your loan is secured by the lease. Please be advised that in the unlikely event of you defaulting on your repayments or failing to clear the full amount borrowed in the required time, you run the risk of forfeiting. Ring us now for loans in Kensington.
Our finance products for Kensington residents and business.
Residential and business bridging loans are ont the only product we lend to residents, cmpanies and property investors and developers in Kensington. Whilst a bridge is our core business, we do have other forms of lending available such as medium term 2nd charge loans, auction finance, asset finance andfinance seruced against any type of long term commercial lease.
We also offer a revolving credit facility, however a perfect A1 or A+ credit report is required for this type of funding. As professional property buyers our selves we understand the market when it comes to any type of property purchase, development or refurbishment, placing us ideally as a forward thinking group of independent, private lenders.
Call on our local rate 0845 475 1814 from a land line or call 0203 287 7169 from your mobile or request a call back by using the quick contact form on the right hand side, or just below depending on whether you are browsing on a PC or mobile device. Alternatively, click the button for our full on enquiry form.
We can also lend to those with an adverse or bad credit history as we can secure your funding based solely on the equity on any property, properties or land you would like to use as security. Our credit check is very minimal indeed. We simply need proof of ownership or paperwork detailing you as the mortgage payer and if they equity is there, we can, in most cases, lend the amount required.
We offer 1st and 2nd charge bridging loans, and in extreme cases can even offer a 3rd charge bridge. We even lend to those with a CCJ or multiple CCJ's. We even lend to IVA's and declared bankrupts as long as your supervisor gives consent.
We can also accept your application on the phone too without you being obliged to accept any secured loan offered to you. This will simply get the ball rolling quick and easy like.
Call us on 0845 475 1814 or you can click below to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169 or request a call back by using the quick contact form on the right or directly below this block, still without being under any obligation to accept any offer presented to you. Alternatively, apply online by clicking the button.
Quick contact form
Lloyds bridging loan
Residents of Kensington who banks with the Lloyds Bank PLC are quite free to walk into a branch, or give their call centre a ring to enquire about a Llloyds bank bridging loan. However, we are able to save you the trouble. Since the credit crunch, the Lloyd's no longer offers a short term, secured, high value loan option. You can read more about why they no longer do by clicking the link below.
HSBC bridging loan
If you live in the borough of Kensington and bank with the HSBC, we can categorically, one hundred percent, let you know that your bank does not offer any form of short term, secured, high value funding, like, or similar to a bridging loan. The regulations placed into banking after the credit crunch which first hit over a decade ago made it fiscally unwise for them to offer such a product. Learn more below.
Natwest bridging loan
The Natwest is a very popular, High Street bank in the district of Kensington. However, being part of the largest banking group in the UK, like their ister banks, they no longer offer, to both business or home owners, any form of secured high value financing. You can read more about the reasons why they don't by clicking the link below for an indepth synopsis of why they no longer do.