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Fastest-Bridging-Loans.Co.UK

The Common Sense Lender.

4 easy steps for quickly accessing secured borrowing options.


Contact us.

Get in touch with us several ways.

There are a plethora of ways to actually get in touch to find out more about our private, independent lending service. You can call us by telephone, send us an email, enquire online or shout really loudly.


Property is required as security.

We will value your home to determine loan.

When we arrive we will conduct a private, external survey of the building. After completion we need access to the inside so that we can proceed with the internal survey and general viewing.


Cheap interest and flexiible repayment plans.

Get an offer of finance almost immediately.

From the valuation and the information you give us about any outstanding mortgage or other loans secured on the property, we can ascertain just how much, or if we are able to lend to you.


Bridging loan money lender.

Accept & we transfer funds instantly.

As long as all paperwork is present and correct, we can transfer funds to your personal, business or any nominated bank account instantly.  We can also work to a specific date if required.

Or call: 0845 475 1814

Low rating score and bad credit accepted.

1st charge loans.

Fastest-Bridging-Loans.Co.UK:First legal charge on a property.

You are far more likely to be accepted at a building socieity or bank for a first charge secured loan of any type. Personal, car or debt consolidation. However, mainstream lenders are not offering any short term secured borrowing options. Help is on hand. We are an independent lender that specialises in short term, secured, residential 1st charge bridging loans. The added bonus of us being the fist legal is that you get a very competitive rate of interest as if be some poor twist of fate, you fail to clear the loan in time, and a repossession order has to be instructed, the first charge lender is in line to recoup their investment before anyone else. However, it rarely comes to the point where we have to ask for a repossession order. Get in contact with us today for more inforomation.

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 Or apply online 

2nd charge bridging.

Fastest-Bridging-Loans.Co.UK:2nd legal charge bridging finance.

2nd charge bridging loans are the most popular type of finance we do. Most applicants that come to us for short term funding have a mortgage in place that hasn't quite been paid off. The mortgage is than class as the first charge, so the bridge you would get from us would be the second charge. To protect ourselves in case of default or repayment, we know there is enough equity in the property for us to recoup any outtanding monies owed. All work the same way with second charge finance. It's all about finding a place where you can get the money you need and we are in a place that if anything does go wrong, we hav covered our investment. If you would like to find out more about our 2nd charge bridging loans, feel free to get in touch with us by calling any of the telephone numbers on this website.

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 Or apply online 

3rd charge finance.

Fastest-Bridging-Loans.Co.UK:Third legal charge financing.

3rd chagre bridging finance is the hardest type of of short term funding to find. Many many many lenders will flat out refuse to set pu a third as it means, should the borrower default, the lender is actually third in line to recoup any monies that have been lent out. Ideally, to get a third charge, you typically need to be mortgage or remortgage free, with the first and second charge loans leaving enough equity in the property or properties being used as security would be the only guarantee of getting us to be number three in the line of creditors should you default on the repayments with any of the lenders in front of us and also us. If you feel that you are in position to spply for a 3rd charge bridging loan with us feel free to pick up the phone or your mobile and give us a ring on either of our numbers below.

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 Or apply online 

Unsecured borrowing.

Fastest-Bridging-Loans.co.UK:Guarantor loans.

We do offer a types of financing that doesn't need a legal charge on your property, land or properties. It's an unsecured loan in the sense that you don't secure it against land or buildings. Firstly we do a kind of borrowing names asset finance. Basically, if you have something that isn't a building or land, but has a high value, we can secure against that. Think caravans, or top of the range cars and vehicles. Think lorry's and trucks or even their trailers. Caravans and motorhomes. We also offer a style of unsecured borrowing named guanrator loans. The fundamental jist of this funding is you get a relative to be the guarantor for the loan, so should you default the loan passes onto the personal that has acted as your guarantor. If you would like more information on unsecured loans, give us a ring today. 

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 Or apply online 

Do you require 1st or 2nd charge secured bridging loans?

So, if you have digested the information we have given above, you should know if you should enquire about a first or second charge bridging loan. If you require a 1st legal charge, we could offer interest interest rates as low as 0.47% dependent on loan value. That is a really cheap bridging loan. Factor in, no actual upfront set up costs too, except for the valuation of the house or home you want to use as security.

Unfortunately, do to the higher risk for lenders of short term secured bridging finance, a second charge offer of credit will not have the same low rate as a first charge. However, based on the amount you wants as a second charge loan, plus the amount of equity you have available in land, property or properties you would like to use as security will determine how cheap your interest rate will be. We have done bridging finance as a 2nd charge as low as 0.69%.


Call on our local rate 0845 475 1814 from a land line or call 0203 287 7169 from your mobile or request a call back by using the quick contact form on the right hand side, or just below depending on whether you are browsing on a PC or mobile device. Alternatively, click the big blue button that will take you through to contact form which is quick and easy to complete to get the ball rolling on your second charge financing.

 Enquire online 

A third legal charge is a relatively difficult thing for us too. As we wrote earlier, a 3rd charge bridging loan is mainly for those that have paid off their whole mortgage and have a couple of secured loan to their name and property. Ideally, like our 2nd charge bridging loans, we would need at least 45% of the property to still be in your name If we are satisified at that, then all you need to pay up front is the valuation costs so we are certain that there is enough equity available should you default and having us as the third legal charge.

If you feel you would like to speak us directly about any type of charge you may be interested in, feel free to use the quick contact form on this page.

We can also accept your application on the phone too without you being obliged to accept any secured loan offered to you.

Call our second charge lenders direct on 0845 475 1814 or you can click below to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169  or request a call back by using the quick contact form on the right or directly below this block, still without being under any obligation to accept any offer presented to you.  Alternatively, apply online by clicking the button.

 Enquire online 

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Bridging loas with CCJ's

Short term business and commercial bridging loans.

As we are private, independent group of lenders, we are able to offer funding to those that may have accrued county Court Judgements against their name. Very few other lenders offer this service and banks and building societies categorically will not.

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Auction finance

Fast cheap property auction finance loans.

Specialists in auction finance, we can help you get a quick bridging loan in place so you can bid on the property or land knowing funds are there. Use a first or second charge to secure a property purchase at auction quicky and easily.

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Bridging loans with IVA

Home owner short term secured financing.

As we are the actual lenders, we can even offer bridging finance to those that are in insolvency, bankruptcy or even Individual Voluntary Agreement bound. We deal with your supervisor to help you raise funds to clear your debt.

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