We are an independent group of private lenders offering financing for any purpose for short to medium borrowing needs. We specialise in funding with cost effective rates of interest, property auction finance, asset and commercial options and flexible revolving credit facilities. We respond to email enquiries quickly, usually within the hour during office hours and can complete any advamce within a matter of days if required.
We have no 'lock-in' payments unlike other crowdfunding lenders. There are also no up front administration or 'set-up' charges either. We also specialise in non status, adverse or bad credit finance too. All secured funding is based on equity not on credit history. So get quotes on possibly the fastest, low cost secured funding today. Call us direct on 0845 475 1814 or 0203 287 7169 today to see if we can help you find cost effect quick large borrowing facilities.
Bridging loans in 4 fast track steps.
Get in touch with us several ways.
Phoning us is the quickest way of getting in touch with us. If our lines are busy leave a voicemail with your name, phone number and what type of financing you are looking to borrow from our independent lenders.
We will value your home to determine loan.
Borrowing is based on equity, not credit score. Depending on the how much equity you have will determine the amount you can borrow from us. We will let you know as soon as the valuation hits our desk.
Get an offer of finance almost immediately.
We can work to most timescale required, however we can only push a bridging loan through as quickly as your solicitor can verify paperwork. Get that done and we can satisfy any offer of short term funding.
Accept & we transfer funds instantly.
Once the ratification process has be verified and you have signed on the dotted line, we can transfer funds instantly by bank transfer. Funds should show up immediately. Your bridge has been completed.
Key features of our bridging for both private or commercial borrowers include:
- Quick bridging finance.
- No credit checks, so IVA, bankrupts & multiple CCJ's accepted.
- No arrangement fee.
- No 'lock in' charges.
- Rates of interest starting at 0.48%*.
- Short, medium and long term options available.
Our lending services can be used for any purpose including but not limited to:
- Instant bridging loans.
- Property and auction purchases.
- Cash flow solutions.
- Refinancing or consolidation of existing loans.
- Business purchases or upgrades.
- Commercial ventures.
Bad credit score and poor history accepted.
Credit score problems.
All mainstream lenders, banks and building societies use your credit rating to determine if or whether you are lendable or not. Actually having no credit agreements in place, can work against you.
We can help you get bad credit bridging loans without you credit rating affecting the decision on funding. Give us a call today.
Mortgage defaults. The main cause of repossession in the UK today. It is possible to use our quick bridging or another form of 1st or 2nd charge financing to clear a mortgage, remortgage or secured loan.
We can help anyone in the UK stop repossession on any type of property with a low rate offer of financing. Pick up the phone and call today.
IVA or bankruptcy.
The simple fact of the matter is that we lend based solely on equity, not any type of credit history, report or score. This means that, as a group of independent lenders, we can lend to IVA's and bankrupts.
We offer secured IVA loans registered and declared bankrupts find packages to help them clear their files. Call us today for info.
County Court Judgements.
CCJs. These are actions made in court about unpaid bills and credit agreements. They affect your credit worthiness badly. However, our instant, affordable bridging loans are available to those with CCJ's.
We offer CCJ loans even if you have multiple judgements to your name. Advances are based on equity not on credit score. Give us a ring today.
Lenders not bridging loan brokers.
Even the best independent brokers can't offer you a better deal on private borrowing. You are now dealing direct with the lenders, no middle men, so no brokers fees to pay. Brokers fees tend to vary from one to two percent of the advance depending on the amount you borrow. See, we have already saved you money dealing direct with the lenders at either AdMainBridging and FirstStopBridging.
That, combined with the cheapest rates of interest we are able to offer and the most flexible repayment plans in the commercial or homeowner borrowing sector. They are all priorities to us, so you don't have to worry about not being offered the best deal possible on your quick residential or business bridging loan today.
As a forward thinking group of principal lenders, lending both individually and also as a crowdsourcing secured lenders group, we can base funding both for home owners and company applicants purely on equity in the property, properties or land that are offered as security for the short term facility.
Call us directly on our local rate 0845 475 1814 number to speak to an advisor today from a land line or call 0203 287 7169 from your mobile or request a call back by using the quick contact form on the right hand side, or just below depending on whether you are browsing on a PC or mobile device. Alternatively, click the button for our full on enquiry form. Gary is on hand to deal with your enquiry right up until eight in the evening.
Fast bad credit borrowing options are our specialty and because we offer both an unregulated and regulated service, and can offer both 1st and 2nd charge, we are not bound by strict guidelines sanctioned on banks or building societies or certain funding packages, which means a quicker decision and a faster pay out on any secured advance you are offered.
Please be advised that banks such as the Halifax (previously a building society), who offer lending facilities, Lloyds (no longer Lloyds TSB), Santander (who bought out the Abbey National), Natwest (short for National Westminster), RBS (acronym for Royal Bank of Scotland) the HSBC, one of the longest established banks in the country namely Barclays, or even, not to be confused with the building society of a similar name, the Yorkshire bank no longer offer our type of funding. Similarly, the Nationwide, which is still a building society no longer any short term options secured against property.
Our expert panel of investors that has many many decades of experience racked up between them in the short term funding market are on hand during normal business hours to field your call and answer any questions you may have regarding lending from them.
They can also accept your application on the phone too without you being obliged to accept any secured option offered to you, and remember with us, bridging loans no arrangement fee.
Call now on 0845 475 1814 or you can click below to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169 or request a call back by using the quick contact form on the right or directly below this block, still without being under any obligation to accept any offer presented to you. Alternatively, apply online by clicking the button.
Think Carefully before securing debts against your home. Your property
could be repossessed if you do not keep up repayments on your mortgage
or any other debt secured on it.
Quick contact form
Business and commercial
We can offer short, medium and long term options for businesses in the UK in need of finance. We have a plethora of products available. If you are in London, we can even secured funding against any long term commercial lease. However, this service is not available in any other part of the country. Outside the capital we offer asset finance, commercial short terms, revolving credit facilities (good credit history required) or unsecured guarantor loans.
Our finance packages can used for any purpose. Whether you want to consolidate debt, upgrade business machinery or avoid a repossession or IVA, a quick bridging loan is a tool that is there to assist, not hinder you. You can also use our bridging to acquire a property at a property auction or even to renovate or refurbish something you have already purchased through an an auctioneer or auction house. You can learn more about this by clicking the link directly below.
Homeowner and residential
As we are the actual lenders, we can help home owners get funding even if they have been refused elsewhere. Property secured only. We offer first, second and , occassionally in the right circumstances, a third charge option for homeowners. However, in many cases this can only be offered through an unregulated bridging loan, which means you or immediate family members are unable to live in the house used as security. Open and closed options available.