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Bank bridging loans

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1st charge bridging loans cheap, quick and easy.


Contact us.

Get in touch with us several ways.

To find out about our first charge UK bridging loans simply pick up the phone and give us a call. Alternatively DM us through FaceBook or use our online application form for a decision in principal within an hour during normal weekday business hours.


Property is required as security.

We will value your home to determine loan.

When we arrive we will conduct a private, external survey of the building. After completion we need access to the inside so that we can proceed with the internal survey and general viewing. This needed to workout the true value of the property used as security.


Cheap interest and flexiible repayment plans.

Get an offer of finance almost immediately.

Now to the juicey bit of obtaining bridging finance UK and from the valuation and the information you give us about any mortgage or other loans secured on the property, we can ascertain just how much, or if we are able to lend to you immediately.


Bridging loan money lender.

Accept & we transfer funds instantly.

Getting at your advance. As long as all paperwork is present and correct, we can transfer funds to your personal, business or any nominated bank account instantly.  We can also work to a specific date if you would like to coincide with other factors in play.

Or call: 0845 475 1814

Low rating score and bad credit accepted.

Bridging loan example.

For those that are not that familiar with 1st charge bridging loans, we example in great details exactly what this type of financing is. A great bridging loan example is in the previous link so you can read who and for what reason people use this form of short term funding. Feel free to call us for more information.

 Or apply online 

Commercial bridging loan.

If you are in business then you will probably require a low cost commercial bridging loan UK. We offer flexible terms whether it is regulated or unregulated or even a closed or open package. Feel free to use one of the many ways we have to be contacted to find more about the business side of borrowing.

 Or apply online 

Bridging loan calculator.

For those that know how short term secured funding works you are most welcomed to use our bridging loan calculator to find out, depending on the rates of interest you qualify for how much your monthly repayment would be. Please be advised this is interest only repayment, dependent on regulated or unregulated.

 Or apply online 

Bridging loan Scotland.

We don't just offer bridging loans in England. We have an option for the Scottish as well. Our bridging loan Scotland package factors in the differing rules when it comes to property ownership in the country. We offer fantastic rates of interest and flexible, no upfront fees deals that are tailored uniquely.

 Or apply online 

What is first charge bridging finance?

A 1st charge is only available to those lucky people that have completely paid of their mortgage or remortgage. Those that own their property outright. As there is no outstanding finance, any secured loan applied for, like unregulated bridging finance should come with very favourable interest rates.

In our unregulated borrowing we offer two forms of loan. You can choose between a flexible, low interest rate open bridging loan which comes with the option of being able to clear the whole amount at any poiny with no early repayment penalties. This also comes with no upfront set up costs, lock in fees or adminstation charges.


Call on our local rate 0845 475 1814 from a land line or call 0203 287 7169
from your mobile or request a call back by using the quick contact form on the right hand side, or just below depending on whether you are browsing on a PC or mobile device. Alternatively, click the button for our full on enquiry form.

 Bridging loan quote 

The second type of unregulated borrowing we offer is our fixed rate, twelve month closed bridging loan which has a lower rate of interest that an open bridge, but is fixed for a full twelve months. You cannot clear it until the end of term, and if you would like, incur a small early repayment penalty.

When you work with us, our expert team with over three decades of experience in the short term funding market are on had during normal business hours to field your call and answer any questions you may have regarding bridging finance.

We can also accept your application on the phone too without you being obliged to accept any form of finance offered to you.

Call us on 0845 475 1814 or you can click below  to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169  or request a call back by using the quick contact form on the right or directly below  this block, still without being under any obligation to accept any offer presented to you.  Alternatively, apply online by clicking the button.

 Enquire online 

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2nd charge loans

As the principal lender who bases our borrowing package on equity and not on credit score we can offer second charge bridging loans if your 1st charge lender allows the facility. Get in contact with us if you require information or would like a quote on our funding options.

3rd charge funding

We also offer, with consent from your other charges a third charge bridging finance option. This can be used to clear your others charge or charges and make your finances more manageable. Feel free to contact us directly to find out if we can help you with your requirements.

Equitable charge finance

If your initial lender of your mortgage or remortgage doesn't allow you to have a 2nd charge on your credit facility, we can set up an equitable charge loan so that no disposition needs to be put in place. Call us today to find out more about this option.