4 easy steps for quickly accessing secured borrowing options.
Get in touch with us several ways.
There are a plethora of ways to actually get in touch to find out more about our private, independent lending service. You can call us by telephone, send us an email, enquire online or shout really loudly.
We will value your home to determine loan.
When we arrive we will conduct a private, external survey of the building. After completion we need access to the inside so that we can proceed with the internal survey and general viewing.
Get an offer of finance almost immediately.
From the valuation and the information you give us about any outstanding mortgage or other loans secured on the property, we can ascertain just how much, or if we are able to lend to you.
Accept & we transfer funds instantly.
As long as all paperwork is present and correct, we can transfer funds to your personal, business or any nominated bank account instantly. We can also work to a specific date if required.
Or call: 0845 475 1814
Low rating score and bad credit accepted.
Whether it is a CNC turning machine like above, or a bottle top machine, we can literally offer short term finance against any type of industrial machinery as long as you own it outright. It does need to be be in good working order and have a decent resale price, and as long as you can satisfy those criteria, we can give you funding for any purpose, even if it is just for cash flow purposes.
Top marque cars.
We like cars. Esepcially nice ones like the Ferrari above. We also like the way they hold their value. Also because they hold their value, in some cases, even increase their value, they can be a value commodity, especially when there are cash flow problems. So rather than have your top marque vehicle sat in the garage gathering dust, you could use it to secure finance with us.
Trucks, vans, lorries and trailers. We have used all the above as assets for our clients to secured finance. We've also secured against fleet vehicles and hire cars. So if you need to raise funds and have any of the above assets, you can use them to secured a short term bridge for cash flow purposes, or even to invest in more vehicles to help improce your business until invoices are paid.
Tractors. JCB diggers, cranes, CAT diggers, dumper trucks and heavy machinery. All have monetary value. The also hold their value, as long as they looked after, better than standard cars. Because of this, we can offer short term financing based on using the machinery as security. You can even carry on using your business equipment while they are secured to us.
Asset finance and secured against non property loans.
So the fundamentals of our asset finance are a resale value of over £25,000. Monthly interest repayments for a maximum of twelve months. You can clear the full amount at any point with no early repayment penalty. Rates of interest starting at 0.47% per month. Loan value can only be 55% of the resale value. Possession are liable for resale should the whole amount not be cleared within the 12 month period.
Call our asset finance department on 0845 475 1814 or you can click below to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169 or request a call back by using the quick contact form on the right or directly below this block, still without being under any obligation to accept any offer presented to you. Alternatively, apply online by clicking the button.
We can secure against a single item or against many. Please be advised that certain book values, or industry lead valuations of certain types of machinery or vhicle may not be the same as our valuation. We have to factor in how long a resale would take in the event of a default on repayment.
In the recent past, we have secured against personal possessions, such as top marque vehicles like Lamborghini's, Ferraris, Rolls Royce's and Bentley's. We have also secured against high end motor homes.
On a more commercial level, we have actually secured against a heavy goods vehicle trailer, the actual lorry and even priavelty owned buses and coaches. We will consider anything of a high monetary value as security, so if you own a combine harvester, it is highly likely we would be able to offer financing secured against this type of heavy plant machinery, or other forms of farming equipment. Plus, the machinery isn't stored away. You are still able to carry on using it. That goes for all industrial equipments. However, if a personal vehicle is used as security, unfortunately it has to stay off the road for the duration of the short term loan.
Feel free to give us a call on 0845 475 1814 from your office or home landline or if you prefer to use your mobile phone because you have free minutes with your phone provider to landline numbers only, then call us directly on our landline number 0203 287 7169 or use the quick contact form on this page to arrange for us to call back at your convenience.
Quick contact form
Bad credit lenders
Whether you are a retails form of business or property developers or investors, we are able to offer a short term bridge secured against residential or commercial property to those with a oor or adverse credit history. We base financing on equity in any property, properties or land used as security, so credit score doesn't even come into play when bridging the gap with us.
Specialists in auction finance, we can help you get a quick bridging loan in place so you can bid on the property or land knowing funds are there. However, there stipulations in place should you be using the property you are buying as security. We cannot offer finance on said property at full market value, only at the price you pay for it through the auction. That is it's worth to us.
Poor borrowing history.
As we are the actual lenders, we can help home owners get funding even if they have been refused elsewhere. Property secured only. We are only one of a handful of UK based lenders that do not work out their bridging loans based on credit scores first. We use an equity style funding criteria so any borrowing is based purely on the equity you have in the land or house being used as security.