4 easy steps for quickly accessing secured borrowing options.
Get in touch with us several ways.
There are many ways to make contact with our principal lenders. Use the phone to call us. Skype 'Bridging.Finance'. Use FaceBook, Twitter or LinkedIn accounts for 'AdMainBridging' and message us.
We will value your home to determine loan.
For non status loans and adverse or bad credit applicants, we base funding on equity so an independent property valuation needs to be done to make sure you have ample equity for security.
Get an offer of finance almost immediately.
From the valuation and the information you give us about any outstanding mortgage or other loans secured on the property, we can ascertain just how much, or if we are able to lend to you.
Accept & we transfer funds instantly.
As long as all paperwork is present and correct, we can transfer funds to your personal, business or any nominated bank account instantly. We can also work to a specific date if required.
Or call: 0845 475 1814
Non status bridging loan specialists.
Self employed borrower.
It can be quite difficult to get large lines of credit when you are self employed. Not having a contract of employment does work against you when it comes to credit score, even if you are successful. Most High Street lenders preferred employed applicants only. We can offer non status bridging loans to the self employed. Give us a call for more information.
No proof of income.
The first thing most of the mainstream lenders wish to see when you apply for any type of loan is your income levels. If you cannot prove how much you earn, whether it is because you are sellf employed and work on one off contracts or if you simply don't, or haven't saved payslips, you will need to apply for a non status loan. Call us for more details.
No credit history.
Believe it. Having no credit agreements is actually a bad thing when you want to apply for a loan. There is no history of whether you pay on time or default payments, so it is an actual adverse credit history. In these circumstances, if you require a high value loan, you will simply have to apply for a non status bridging loan. Call for more information.
An irreguar income is when you are paid at random intervals. For instance, property developer will only get paid when his projects are built or renovated and sold. This could be every 6 to 8 months. Whilst it is a high value profit, beacuse it isn't consisent, traditional finance is hard to find. We can offer non status finance. Call for more details.
Will you qualify for a non status bridging loan?
How can we offer bridging finance when others have refused you do to having no credit status or an adverse credit report and how would you qualify?
It's quite simple actually. We will our very own bridging loan product on equity and exit strategy. Regardless of credit history or score, we will offer a short term bridge on the LTV on the equity on the land, property or properties used as security, combined with a valid exit strategy. So if you ar borrowing to renovate a house, then sell it on, your exit strategy would on the competion of the sale of said property.
Call on our local rate 0845 475 1814 from a land line or call 0203 287 7169 from your mobile or request a call back by using the quick contact form on the right hand side, or just below depending on whether you are browsing on a PC or mobile device. Alternatively, click the button for our full on enquiry form.
Likewise, if you need a non status loan to stave off repossession or to stop a bankruptcy or IVA, exiting would be on either refinancing your home or land, or selling once your bad credit has been satisfied. All you do, once accepted by us, is make the monthly interest payments until you are able to clear the bridging loan in full in one payment.
Maximum term is twelve months, however, you can cllear the funding at any point with no early repayment penalty.
We stay transparent with you and are 100 percent above board with you at all times and if you are settling an IVA, we will work with your supervisor on your behalf to find a solution that is satifactory to all parties involved, which would you, us and the supervisor.
Call us on 0845 475 1814 or you can click below to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169 or request a call back by using the quick contact form on the right or directly below this block, still without being under any obligation to accept any offer presented to you. Alternatively, apply online by clicking the button.
Quick contact form
2nd charge loans
A second charge loan is the financing borrowed that is placed behond the initial first charge, which tends to be an actual mortgage. It basically means, if the borrower defaults and a repossession is used to recoupe the borrowed amount, its the order.
There are many forms of home owner or residential funding. From doorstep or payday loans, which are unsecured and have very high rate of interest, through to vehicle financing and secured loans. We hav an armoury of property owner loans.
Bridging loan examples
By clicking the link below this text, you can read about real life examples of how, why and has used, or uses bridging loans. These are real life scenarios and the case studies used are with the borrowers consent and approval.