The Lloyds bank don't do bridging loans but we do.
Get in touch with us several ways.
There are a plethora of ways to actually get in touch to find out more about our private, independent lending service. You can call us by telephone, send us an email, enquire online or shout really loudly.
We will value your home to determine loan.
When we arrive we will conduct a private, external survey of the building. After completion we need access to the inside so that we can proceed with the internal survey and general viewing.
Get an offer of finance almost immediately.
From the valuation and the information you give us about any outstanding mortgage or other loans secured on the property, we can ascertain just how much, or if we are able to lend to you.
Accept & we transfer funds instantly.
As long as all paperwork is present and correct, we can transfer funds to your personal, business or any nominated bank account instantly. We can also work to a specific date if required.
Or call: 0845 475 1814
Lloyd's bank don't offer flexible bridging loans but we do.
Lloyd's bridging loans.
Okay, Lloyd's do do a bridging loan product. However, it is not available through their High Street banks. For bridge finance with Lloyd's, you have to apply through their private bank. Factor in, this type of short term funding can ONLY be used for a break in the property chain AND you HAVE to have £250,000 in equity or bank account. So yes, there is a thing called the Lloyd's bank bridging loans, but it isn't available for normal, everyday people. Ours brand of bridging loans are though. We base finance on your equity not bank balance. 65% LTV. Call us today for info.
Lloyd's bank mortgages.
An alternative to high value short term funding from the Lloyd's s one of their mortgage products. However, they are not designed for short term borrowing. Depending on your age, you will be locked into a fifteen, twenty or twenty five year period. Plus if you have an adverse credit history, regardless of how much deposit you have you will not qualify for a mortgage with the bank. We deal specifically with those with a poor credit history. We also offer no early repayment penalty finance, so if you clear your bridge in a month's time, you only pay one month interest. Call today.
Lloyd's private loans.
You can walk into any Lloyds bank branch and even without a bank account with them, apply for a personal loan. However, it does have drawbacks. Firstly, it is a set repayment plan, typically over three to five years depending on the amount you borrow. You are also restricted by banking rules and UK Government legislation to borrowing a maximum of £15,000.00 which, if you are trying to buy, renovate or refurb, or even save a property, will tend to not be enough. Our loans start at a minimum of 25K and you can repay it when you want. Phone us today.
Lloyd's credit cards.
So, is a Lloyd's credit card good for property investment? No, no type of credit card is. Credit cards work on a reducing interest system. So every month, th interest is added first then your minimum monthly repayment is taken off. The problem with that is that you minimum payment is only just higher than the interest accrued on your outstanding balance. You will literally pay a credit off forever. With our bridging loans, you can make either you monthly interest payment, or you can clear the full amount in one go. Give us a call today to learn more out our bridging.
Other people offer Lloyd's bridging loans on websites.
No, technically they don't They have designed their web page so tht hen you search in Google for 'Lloyds bridging loan', they appear in the search results. If you look closely, they do not offer any product from that specific bank, but bridging finance from independent or private investors and banks. It is merely some smoke and mirrors marketing to so they can get to give you a quote.
For example, they can simply say, 'you can't qualify for a loan from the Lloyds but we can offer X or Y. Technically they are being untrustworthy, but they are being a bit sly. Unless you have two hundred and fifty thousand pounds in cash or equity, you can't get a bridge from Lloyds.
Call on our local rate 0845 475 1814 from a land line or call 0203 287 7169 from your mobile or request a call back by using the quick contact form on the right hand side, or just below depending on whether you are browsing on a PC or mobile device. Alternatively, click the button for our full on enquiry form.
We are not offering you a broker service that pretends to get you, or tries to get you a bridging loan from Lloyd's. We are a group of indpeendent lenders that offer both regulated and unregulated bridging finance with our own money. We are the actual lenders. This is why we are able to lend on equity alone and to bad credi applicants.
Our expert team has over three decades of experience in the short term funding market and you can ring during normal business hours to field your call and answer any questions you may have regarding bridging finance. Use the quick application on this page to initiate contact.
We also accept your application on the phone too without you being obliged to accept any secured loan offered to you.
Call us in our office on 0845 475 1814 or you can click below to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169 or request a call back by using the quick contact form on the right or directly below this block, still without being under any obligation to accept any offer presented to you. Alternatively, apply online by clicking the button.
Quick contact form
Business and commercial
We specialise in financing for business or commercial purposes. For instance, if you are in London, we can offer you funding secured against a long term lease. You don't even need to own the property or place of business. We also offer asset finance and many other forms of business loans like a revolving credit facility. Get in contact with us for a no obligation, informal chat.
Many people are now buying property cheaply, or below market value (BMV) though many of the property auctions throughout the United Kingdom. We can give you decision in advance so you know the money is already in place for you to start bidding and so you know what your limits will be should you get involved in a bidding war on a house or plot of land for sale.
Homeowner and residential
There are two types of bridging loans. Regulated and unregulated. If you apply for unregulated bridging finance, you, or family members, can under no circumstances, live in the house or home that is being used as security. If you want to use it as an abode, then you need regulated short term funding package. Call us or use the online enquiry form for more information.