The NatWest don't do bridging loans but we do.
Get in touch with us several ways.
There are a plethora of ways to actually get in touch to find out more about our private, independent lending service. You can call us by telephone, send us an email, enquire online or shout really loudly.
We will value your home to determine loan.
When we arrive we will conduct a private, external survey of the building. After completion we need access to the inside so that we can proceed with the internal survey and general viewing.
Get an offer of finance almost immediately.
From the valuation and the information you give us about any outstanding mortgage or other loans secured on the property, we can ascertain just how much, or if we are able to lend to you.
Accept & we transfer funds instantly.
As long as all paperwork is present and correct, we can transfer funds to your personal, business or any nominated bank account instantly. We can also work to a specific date if required.
Or call: 0845 475 1814
The NatWest don't offer bridging loans.
Holiday & wedding finance loans.
So, the Natwest does not offer ny form of short term bridging loan. They do however offer personal and secured loans. One of the forms of personal loan they offer comes in the shape of a holiday or wedding loan, or combined both for a wedding and honeymoon loan. For the unsecured version of this, both applicants need to have a perfect credit history. If ther is one of the parties with a good credit score, then this type of finance needs to be secured against a property. Typically, lending is usually based over three to five years. If you would like a short term option, you can call us to enquire about a secured open or closed bridging loan, 1st or 2nd charge.
Home improvement loans.
Another form of personal or secure dloan offered by the NatWest banks is termed as a home improvement loan. This ranges between three and eighteen thousand pounds and can be used for new kitchens, bathrooms, replacement windows and conservatories. It usually isn't a high enough to completely refurbish or renovate a residential property. For that you would need remortgage or mortgage as Natwest bridging finance doesn't exist. Now, if you are flipping a house, then a long term mortgage is no use. However, just because the bank cannot offer you short term funding, we can. Give us a call on a 1st or 2nd charge bridge.
Debt consolidation loans.
If you have a mortgage or remortgage with the NatWest and maby a personal loan, or other form of secured financing with them, and due to circumstance beyond your control, have a drop in income, then maybe you could struggle with making your repayments. The bank is in a position to offer a NatWest debt consolidation loan. This entails them putting all the financing you have into a new loan and recalculating your repayments based on a longer term, which should effectively lower your outgoings to make it more affordable. However, other loans cannot be rolled in. Get a bridging loan from us and consolidate debt from many sources into one payment.
Car and motorcycle loans.
Vehicle finance. All banks do it. Their rates always tend to be better than the actual car dealers too. However you need a squeaky cean credit history to get a loan from the NatWest nowadays. Now, if you are business owner looking to get funding for several vehicles, for instance, new delivery vans and your credit report isn't glowing then they will not offer you any form of funding, no matter how long you have banked with them. The van specialist companies want to lock you into long term repayment plans too. If you know that you will have funds available within oe year, you could use a bridging loans from us, and not the bank to purchase the vehicles you need for business.
Can you get any type of NatWest bridging loan?
We've conducted a thorough search of the Natwest website through their entire loans section. Not only did we use their search function by searching for 'bridging', but we went through their entire loan section. We can honestly we never found one single reference to Natwest bridging loans rates or mention of any type of short term borrowing option.
In fact, one of the only references we found portraying to 'short-term', was on their 'guide to loans' in which it is advising students that payday loans come with very high rates of interest and they should only enter into an an agreement for this type of doorstep loan in they know for sure they will be able to pay it back quickly. So all trace of bridging finance have been erased or deleted from the website. It looks like the Natwest bridging loan is a thing of the past. Don't despair, we are bridging loan specialists and offer fantastically cheap rates on loans.
Call on our local rate 0845 475 1814 from a land line or call 0203 287 7169 from your mobile or request a call back by using the quick contact form on the right hand side, or just below depending on whether you are browsing on a PC or mobile device. Another option for you to do is to click the button for our full on enquiry form. We will get back to you almost immediately.
We offer a rapid service and can complete on our short term finance as soon as you and your solicitor can get the signed paperwork back to us. All you need to do is get in touch and explain to us how much funding you require and the value of the property you woud like ot use as security, plus any outstanding mortgage, 2nd charge or even 3rd charges behind the mortgage.
From this, we can make you an offer in principle along with suggested terms rats of interest. If you are happy with what is on the table, we will instruct a surveryor from your area to conduct a valuation on your behalf to make sure the property is worth it's estimate. This is the only upfront charge to you. If that comes in on target, we can send the paperwork over to you and your legal representative to proof read.
As soon as we receive the paperwork back, signed and notified, we can release your funds electronically and instantly.
Call our help line directly to discuss your needs of bridging finance needs on 0845 475 1814 or you can click below to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169 or you can, if you would like to,request a call back by using the quick contact form on the right or directly below this block, still without being under any obligation to accept any offer presented to you. Alternatively, apply online by clicking the button.
Quick contact form
IVA or bankruptcy
Not just the Natwest but all banks will not offer a bank account, let alone any form of finance t anyone insolvent, bankrupt or Individual Voluntary Agreement. We don't do saving or current accounts, but we can help with short term secured finance in the form of an IVA loan for personal or business use. We can even work with any supervisor or creditors you have to help them understand how you intend to use a bridge from us to settle all your debts either short or long term.
Bad credit history
We can offer both regulated and unregulated funding to those that have had recent credit problems. The basics of the situation are that we offer a type of financing that is based on equity, not credit history hich means, although because it is at a slightly higher rates of interest due to the risk factor, a bad credit bridging loan can be secured on property or land. Our core business is secured funding for those with a bad credit history and is based wholly on equity in the property being used as security.
County court judgements
CCJ's. They are more common than people realise and they stop people from getting credit from the NatWest. Even secured finance is not aloud if you have one or several county court judgements. Most people don't even realise they have one too. Maybe an old utility bill from a previous address has gone unpaid. We can help match your needs to CCJ loans or bridging loans with CCJs against your name or againstr your business or businesses for funding solutions.