Equitable charge bridging loans easy and speedy.
Get in touch with us several ways.
If you are looking for help finding a bridging loan UK then we are a lender that can help with bad credit applications. Give us a call today, use our online enquiry form or send us an email to get in touch. Alternatively you can contact us through our Facebook messaging or send us an email or Skype us directly.
We will value your home to determine loan.
If you require financing, we need to value your home or property. When we arrive we will conduct a private, external survey of the building. After completion we need access to the inside so that we can proceed with the internal survey and general viewing. From the true value we can work out your loan value.
Get an offer of finance almost immediately.
From the valuation and the information you give us about any outstanding mortgage or other loans secured on the property, we can ascertain just how much, or if we are able to lend to you. If you are happy with the terms and rates of interest we can get to work on the UK bridging finance paperwork for you.
Accept & we transfer funds instantly.
As long as all paperwork is present and correct, we can transfer funds to your personal, business or any nominated bank account instantly. We can also work to a specific date if required. The reason we ask for a specific date is that you only receive the funds when need so you are not paying interest.
Or call: 0845 475 1814
Low rating score and bad credit accepted.
Equity release calculator.
We have a calculator available that you can use to work out rates of interest available. Our bridging calculator tells you what your interest repayments would be should you bridge the equity gap with a release from us. Use it today or get in contact by phone if you would like more information on equity release.
Home equity loan.
If you are a home owner and are looking for a loan secured on equity, we are in a unique position to offer property owners cheap bridging finance based on equity not on recent credit history. This isn't equity release. This is a loan secured against your property. It has to be paid in full. We do not take ownership of the property.
Equity loan interest.
Are looking to find out what the interest rates are on an equity loan. Check out our bridging loan interest rates if you would prefer to go down the short term borrowing option. However, rates will vary depending on the amount of equity you have and the amount you would like to borrow from us.
Equity line of credit.
If you are looking for a line of credit based on equity in your house or properties and have a good credit score, we have a line of credit available called a UK revolving credit facilty which works like a credit card, but much cheaper. You only pay interest on what you use, not on the total amount agreed. Call for info.
Equitable charge finance explained.
An equitable charge loan is a type of funding that is put in place if your first charge lender or mortgage provider has stipulated that no second charge loans are allowed. They do this to protect themselves should you default on your repayments.
However, there is a way around this that we provide. It is called equitable charge finance. We will sanction an unregulated bridging loan to you which you repay like an ordinary bridging loan. However if you default on your repayments with your 1st charge lender of fail to repay our financing in accordance with the terms laid out, we assume ownership of a predetermined part of your property.
Call on our local rate 0845 475 1814 from a land line or call 0203 287 7169 from your mobile or request a call back by using the quick contact form on the right hand side, or just below depending on whether you are browsing on a PC or mobile device. Alternatively, click the button for our full on enquiry form.
You can check out our new 2019 bridging loan rates to see if they are attractive to you. You should find that we are line, if not slightly lower than other companies or UK independent private lenders you have already spoke to, or looking at getting a bridging loan quote from.
Our expert team with over three decades of experience in the short term funding market are on had during normal business hours to field your call and answer any questions you may have regarding bridging finance.
We can also accept your application on the phone too without you being obliged to accept any secured loan offered to you.
Call us on 0845 475 1814 or you can click below to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169 or request a call back by using the quick contact form on the right or directly below this block, still without being under any obligation to accept any offer presented to you. Alternatively, apply online by clicking the button.
Quick contact form
For those that are mortgage or remortgage free and would prefer a short term option rather than remortgaging, then we can offer a all clients a cheap first charge bridging loan as an alternative option. To learn more get in contact.
A second charge means our funding package is placed behind your mortgage provider. With our cheap 2nd charge bridging finance you have the option of closed or open funding, regulated or unregulated. Call us today.
A more difficult type of funding that is rarely sanctioned by other lenders, is something called 3rd charge bridging loans and they are available through our panel of lenders subject to consent from your other charges.