No upfront arrangement fee fast bridging loans.

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High Street bridging loans

0845 475 1814 0845 475 1814


Independent Voluntary Agreement usually means no more credit facilities. Not with us. We will lend based on the equity in anyproperty offered as security not on credit reports, history or any other form financial assessment. We also DO NOT HAVE any form of up up front 'set up fees'. There is also no 'lock-in fees' charged, so you are not tied to us in any way, shape or form whien looking for a short term borrowing option to help you with an IVA.

We offer cost effective rate on interest, meaning that not only can we offer funding to those threatened with bankruptcy, we can also offer cheap bridging loans with easy exit strategies too. Get in touch today by using our online contact form or by phoning 08454751814 or 02032877169 today. 

IVA loans that change lives with an early exit.

Get in touch with us several ways.

You choose how to contact us. We are on skype at, you can phone us on 0845 475 1814 or on land line 0203 287 7169, or you use our only call back form or our online enquiry form.

We will value your home to determine loan.

When we arrive we will conduct a private, external survey of the building. After completion we need access to the inside so that we can proceed with the internal survey and general viewing.

Get an offer of finance almost immediately.

From the valuation and the information you give us about any outstanding mortgage or other loans secured on the property, we can ascertain just how much, or if we are able to lend to you.

Loan to pay off IVA

Accept & we transfer funds instantly.

As long as all paperwork is present and correct, we can transfer funds to your personal, business or any nominated bank account instantly.  We can also work to a specific date if required.

Or call: 0845 475 1814

Bridging loans for bankruptcy and IVA.

Registered as an IVA.

Doesn't have to be the end of the world. Okay, banks, building societies and mainstream lenders are no longer an option, however, as a forward thinking independent group of lenders, we are able to offer financing to those registered as an IVA.

 Or apply online 

Your IVA satisfied.

Even when an IVA has been settled, the stigma attached to it, combined with the blackmark on your credit report means most secured loan lenders are still not willing to offer funding. We base our bridging loans on equity in property, not on credit history.

 Or apply online 

Registered bankrupt.

Even if you or your spuse or partner, or person named as co-owner of a property is going through, or has gone through bankruptcy proceedings, we can still help. You could use our unique revolving credit facility to stave off bankruptcy or property repossession.

 Or apply online 

Bankruptcy settled.

A big black smudge on your credit history. What you have to do after you have come out of bankruptcy is rebuild your credit worthiness. Banks and building societies won't touch you. Financially, we will. 2nd charge loans available on equity alone.

 Or apply online 

IVA loan direct lender, looking for early exit.

We offer a very quick turn-around. From your first contact via telephone or online contact form, we can get everything done and dusted as quickly as forty eight hours if your solicitor has the urgency to help you.

We base our bankruptcy, insolvency or IVA bridging loans on the equity you have in any property, properties or land that you can use as security, not on your credit score or report. If we can get the valuation done, and your solicitor to sign off on the paperwork, we can actually payout within twenty four hours.

Still not sure what an IVA or IVA loans are? Tap this link to learn what an IVA is.

Call us directly on our local, low call UK rate, number 0845 475 1814 from a land line or call 0203 287 7169 from your mobile or request a call back by using the quick contact form on the right hand side, or just below  depending on whether you are browsing on a PC or mobile device. Alternatively, click the button for our full on enquiry form.

 Bridging finance quotes 

Do you want to learn how an Individual Involuntary Agreement works?

You can use any type of building as security too. It doesn't matter if it is a commercial or business property, or if it is a residential property. However, on residential buildings, it is quite possible that you or family members may not be allowed to live in it for the duration of the bridging finance. This does not apply to the revolving credit facility.

Expect a friendly and professional service from star to finish with affordable rates of interest on all our products, be it a medium term loan or 2nd charge borrowing.

What you need to do, is get in contact with us now. The sooner we set about preparing you an offer of funding, the quicker you can stop any preceedings should you be granted financing. Use our online conact form which will go direct to the lending department in an instat where they can ascertain bridge loans suitability if you you could be better matched with another form of funding.

Call directly on 0845 475 1814 or you can click below  to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169  or request a call back by using the quick contact form on the right or directly below  this block, still without being under any obligation to accept any offer presented to you.  Alternatively, apply online by clicking the button.

 Enquire online 

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Business and commercial.

We can offer short, medium and long term options for businesses in the UK in need of finance. We have a plethora of products available that can be used as a business bridging loan today. Even to stop business bankruptcy. All you need is a property or land as security and you can bridge the gap to pay off your creditors. In some cases we can even offer funding against assets such as company vehicles, machinery or if you are in London, a long term leasehold on a commercial property.

 Apply online 

Just to clear debt.

We still lend to those that are not under the threat of an IVA, bankruptcy, repossession or insovlency whether it is on a personal or business level. You can simply using bridging to clear debt. We can even discuss your strategy after borrowing with your IVA or bankruptcy supervisor to help speed up the process of borrowing short term cheap bridging loan to clear off your debts and pay off your creditors so that you can start with a clean slate and move forward.

 Apply online 

Homeowner and residential.

We help stop house repossession, halt an Individual Voluntary Agreement , clear your debt and repair your finances and ultimately credit rating with one easy and quick bridging loan from us. As long as you have ample equity in your home or a house you own, we are in position as a private lender to set up a short term bridging loan so that you can clear your creditors  off, then remortgage your home to pay us off which will also give a smaller monthly fee.

 Apply online