Private bridging finance lenders and banks.
Get in touch with us several ways.
If you would like to speak to us about bridging loans or other forms of short term secured funding then call us on the numbers below or use our online contact form and we will call you straight back to discuss what you need.
We will value your home to determine loan.
A survey needs to be done on the property or properties being used as secuirty if you do not have a recent, official one available. From this we can see, from the equity on the property, if or how much we can offer you as bridging finance.
Get an offer of finance almost immediately.
From the valuation and the information you give us about any outstanding mortgage or other loans secured on the property, we can ascertain just how much, or if we are able to lend to you so you can bridge the gap needed.
Accept & we transfer funds instantly.
As long as all paperwork is present and correct, we can transfer funds to your personal, business or any nominated bank account instantly. We can also work to a specific date if required so you are paying unnecessary interest.
Or call: 0845 475 1814
Low rating score and bad credit accepted.
Crowd funding is pretty self explanatory in it's title. A group of people pool their monies to offer you a bridge for the amount you require. Each takes a share of the interest payments until your advance is repaid in full. However if you default the property used as security is repossessed and each take a share of the sale price. Call us today for more information on this.
Peer to peer lending.
Peer 2 peer finance is similar to crowdfunded with the exception that rather than be a group of people offering the financing between them it is a sinlge person offering the cash advance. Typically peer to peer is usually someone the borrower knows like a family member, friend or employer. In some circumstances, certain lenders offer this on a good faith basis. Call us today.
Private UK banks.
A private bank isn't open to anyone and they tend to not offer traditional accounts. They are a form of lender, however they are registered as a bank and only offer accounts or lending services if you hold an account with them. They do offer both first and also useful second charge bridging loans to business and private people. We also offer financing. Call us today to learn more.
We are a group of independent lenders. We have lenders that start their loan facility at just £25000. However if you are looking for a large bridging loan then we can lend up to £10,000,000 for commercial or business use. Terms and interest rates vary dependent on equity and in some cases, i.e. good credit rating. Simply give us a call or send us an email to learn more about this.
We are bridging loan lenders not a private bank.
The problem with borrowing from a private bank is that you have huge up front set up fees. Not so much a set up fee, more of a lock in payment. These can be up to two thousand pounds even if they don't pass you for financing. Most also offer an unregulated bridging loan option as well as a regulated option.
As a private lender we do not have a lock in cost, saving you that initial set up cost. We also have no upfront fees except for the valuation of the property, so if things are a bit tight at the time of application you can apply without paying the administration in advance.
Call on our local rate 0845 475 1814 from a land line or call 0203 287 7169 from your mobile or request a call back by using the quick contact form on the right hand side, or just below depending on whether you are browsing on a PC or mobile device. Alternatively, click the button for our full on enquiry form.
If you are looking for a bridging loan nationwide including in Wales or Scotland, we are ideally placed in the finance market to offer deals that are very competitive compared to other lenders based in the United Kingdom. If you are based around Hertfordshire, we can even visit your place of work or home to organise your borrowing facility.
Even if you have bad credit we can offer a fast non status bridging loan package based on equity not credit score or rating. Give us a call today to get the ball rolling.
We can also accept your application on the phone too without you being obliged to accept any secured loan offered to you.
Call us on 0845 475 1814 or you can click below to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169 or request a call back by using the quick contact form on the right or directly below this block, still without being under any obligation to accept any offer presented to you. Alternatively, apply online by clicking the button.
Quick contact form
IVA or bankruptcy
If you are bankruptcy threatened or registered bankrupt of in an IVA, we can offer you a stylised IVA early exit loan to help you pay off your debt and head towards repairing your credit rating. Click the link above to learn more about our lending services for UK residents.
Closed bridging finance
A quick over view of closed bridging finance is that you are locked into the full term of the agreement usually twelve months. You can learn more by clicking the link above and if you are happy with the lower rate of interest can applly online from the page or give us a call.
Open bridging loans
Unlike a close ended bridge in a flexible low rate open bridging loan has no early exit fees should you require to settlement the advancement before the end of the term. Interest rates are slightly higher but you can clear the full amonut at any time after the first month.