No upfront arrangement fees fast bridging loans.

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Bank bridging loans

0845 475 1814 0845 475 1814


4 easy steps for quickly accessing secured borrowing options.

Contact us.

Get in touch with us several ways.

There are a plethora of ways to actually get in touch to find out more about our private, independent lending service. You can call us by telephone, send us an email, enquire online or use FB messenger.

Property is required as security.

We will value your home to determine loan.

When we arrive we will conduct a private, external survey of the building. After completion we need access to the inside so that we can proceed with the internal survey and general viewing.

Cheap interest and flexiible repayment plans.

Get an offer of finance almost immediately.

From the valuation and the information you give us about any outstanding mortgage or other loans secured on the property, we can ascertain just how much, or if we are able to lend to you.

Bridging loan money lender.

Accept & we transfer funds instantly.

As long as all paperwork is present and correct, we can transfer funds to your personal, business or any nominated bank account instantly.  We can also work to a specific date if required.

Or call: 0845 475 1814

Low rating score and bad credit accepted.


What is a regulated bridging loan?

Are you seeking a regulated bridging loan? Whilst, at this current moment our two main lenders do not offer any form of regulated finance, we do have other lenders in our pool that can offer regulated bridge finance. However do you know if this is the right form of borrowing for you? The best way forward would be to give us a call and discuss your needs.

 Or apply online 


Why would you use a regulated bridging loan?

Have you considered why you are looking for regulated funding? Maybe, if you fell into the right category, ging in the opposite direction may work out better for you or your needs.  We offer many other forms of financing other that bridging. Simply get in touch with us today and get an indepth profile of the different funding options we have.

 Or apply online 


What is an unregulated bridging loan?

Did you know that unregulated bridging finance is not only available to business and commercial entities, but also for residential or home owner usage too. We have over thirty years of experience in both sectors of funding and also offer many more borrowing styles for all demographics. Give us a ring today to discuss your requirements.

 Or apply online 

What for?

Why would you use an unregulated bridging loan?

So, for what reason would you opt for unregulated bridging finance today? Is it more risky than regulated loans? Does it cost more? We can help you wade through the quagmire that is both regulated and unregulated lending and find a solution that best fits your needs rather than the lenders. Get in touch today for a chat.

 Or apply online 

What is the meaning of regulated bridging finance?

From about 2007 to roughly 2011, not only the Britsh economy, but most of Europe's and America's financial industry went through something that was termed a credit crunch which is just a nice way of saying recession. Many large financial institutes relaxed their borrowing requirement and often lent money to people that could afford the repayments. The knock on effect was lots of property repossessions on a grand scale. This in turn meant the lenders themselves went out of business. Even large banks in the UK got 'bail outs' from the British Government.

This led to an independent financial watchdog being set up. The main goal was to make sure banks and building societies had a set group of rules or regulation to adhere too when lending secured finance. This regulations are still in place today to stop borrowing for people that simply cannot afford to repay. Hence the term regulated, or in our case, regulated bridging loans.

Call on our local rate 0845 475 1814 from a land line or call 0203 287 7169
from your mobile or request a call back by using the quick contact form on the right hand side, or just below depending on whether you are browsing on a PC or mobile device. Alternatively, click the button for our full on enquiry form.

 Enquire online 

So in essence, a regulated bridging loan can only be set up if you as a borrower fall into certain lending categories, mainly can you afford the repayments and what is the likelihood of you r home being repossessed.

Because of all the extra paperwork and cost incurred setting Government set up lending criteria, all banks and building societies couldn't find it financially stable to continue to offer bridging loans.

You can now only get bridging loans, either unregualted or regualted direct from a private bank or independent lender like us. Feel free to speak to us to discuss what type of funding would be best for you.

Call us on 0845 475 1814 or you can click below  to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169  or request a call back by using the quick contact form on the right or directly below  this block, still without being under any obligation to accept any offer presented to you.  Alternatively, apply online by clicking the button.

 Enquire online 

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Lloyds bank is regulated

A Lloyds bank bridging loan is regulated. There is no unregulated option available. There hasn't been since the UK Government had to bail out many banks after the credit crunch in the early part of decade starting 2010. They do offer other forms of longer term regulated funding though. Click below for more information or alternatively, get in contact with us to apply for bridge finance.

Lloyds bank bridging loan

The HSBC is regulated

There is no unregulated, high value, secured finance option with the Hong Kong and Shanghai Banking Corporation. That said, in the UK, the also do not offer regulated HSBC bridging loans. Quite simply, with the amount of work they have to put into the implementation and the strict guidelines in place by the Government, it is simply not cost effective for them to offer a short term secured option.

HSBC bridging loan

The TSB is regulated

The Trustee Saving Banks is now again it's own entity since separating from Lloyd's bank. However it doesn't have a TSB regulated bridging option option. As a High Street bank it is also regulated by the Financial Conduct Authority and cannot offer unregulated finance either. However we can offer both financing packages. Get in touch with us for more information or click below for more info.

TSB bridging loan