Bridging loans Wales.
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Get in touch with us several ways.
There are a plethora of ways to actually get in touch to find out more about our private, independent lending service. You can call us by telephone, send us an email, enquire online or shout really loudly.
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We will value your home to determine loan.
When we arrive we will conduct a private, external survey of the building. After completion we need access to the inside so that we can proceed with the internal survey and general viewing.
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Get an offer of finance almost immediately.
From the valuation and the information you give us about any outstanding mortgage or other loans secured on the property, we can ascertain just how much, or if we are able to lend to you.
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Accept & we transfer funds instantly.
As long as all paperwork is present and correct, we can transfer funds to your personal, business or any nominated bank account instantly. We can also work to a specific date if required.
Or call: 0845 475 1814
Wales bridging loan.
North East Wales.
We offer bridging loans throughout the North Eastern region Wales. Whether you are looking at funding as private person or as a business or for investment purposes. We base our financing purely on the equity you have in the property, land or properties you could use as security, so if you have a recent poor or adverse credit history, we can still offer financing on equity alone. Ring us now.
South West Wales.
Commercial and home owner bridge finance throughout the south west of Wales. We offer both 1st and 2nd charge lending with extremely competitve rate of interest and no upfront set up fees, We are private lenders and can cut trough all the red tape that banks and building societies have to wade through. this means less credit checks and a faster decision and quicker pay out. Call us today.
Read about SW Wales finance
South East Wales.
If you are looking for higher value short term finance, we are a group of private lender that an ooffer funding to those with a good or bad credit history, Cheap bridging loans, by means of low rate interest for those with a good credit history, and we can also offer funding to those with defaults, CCJ's and even declared bankrupt or registered IVA. Call for an informal chat on any of our telephone numbers.
Read about SE Wales finance
North West Wales.
If you need to bridge the finance gap on a property purchase, or even buying home or investment through an auction or a BMV (Below Market Value) transaction, we cn offer funding based solely on equity, not your credit report. We also offer business loans again based on the equity in any land or property being used as security. Specialists in adverse credit lending. Call today.
Read about NW Wales finance
Welsh bridging finance.
After the credit crunch several years ago, the Government bailed out many banks and financial institues. One of the conditions of the bail out was a tightening on lending. The two ultimate losers in these new rules and regulations was one hundred percent mortgages and bridging loans. The new legislation made it almost impossible for banks to offer these two services.
There is a solution. Private banks and lenders haven't fallen under the new guidelines, they are banks and building societies only, which mean individual private lenders and private banks can still offer a bridging loan service in Wales. We are not just a single lender, but a group who are able to pool our resources to offer high values, short term secured funding to both residential and commercial borrowers.
Call on our local rate 0845 475 1814 from a land line or call 0203 287 7169 from your mobile or request a call back by using the quick contact form on the right hand side, or just below depending on whether you are browsing on a PC or mobile device. Alternatively, click the button for our full on enquiry form.
Feel free to check if we are actively lending in your area.
North West Wales bridging loans - North East Wales - South West Wales - South East Wales - Mid Wales
We deal with clean credit applicants and offer affordable bridge or swing loans with no lock in fees or up front administration charges. The only fee payable is for a valuation of the property or properties you are going to use as security. This isn't conducted by ourselves either. We instruct a surveyor from your local area to do this who is totally independent from ourselves.
We are also experts in working with those with a poor, adverse or bad credit history, so bad credit bridging loans are our specialty. As we are independently funded, we can offer a bridge based solely on the equity in any property being used as security. Minimum LTV (Loand To Value) is 65%. There are very minimal credit check borrowing this way, however, due to the risk factor, a slightly higher rate of interest may be charge. This means bridging loans are available to those with CCJ's, declared bankupt or with IVA, pending, in action or settled.
Call us on 0845 475 1814 or you can click below to apply online, or you are able to call us up from your mobile phone on the landline number 0203 287 7169 or request a call back by using the quick contact form on the right or directly below this block, still without being under any obligation to accept any offer presented to you. Alternatively, apply online by clicking the button.
Quick contact form
Business and commercial.
We don't just offer bridging loans for commercial use. We have a plethora of products designed for business borrowing including Director Guarantor loans, asset finance and revolving credit facilities. Give us a call to see if we can match you to product that would be the cheapest way of borrowing for you in the form of a commercial bridging loan or other related forms of borrowing.
Auction finance.
Occasionally, we buy houses and land through many different auction houses ourselves. We can advise on how much we can lend, or if we are unable to lend to you before you visit the auctioneers, so you know what your budget would be. Please be mindful, that the purchase is the valuation not it's value on the open market for your auction finance quote or application.
Homeowner and residential.
Our homeowner or residential bridging loans can be used for any purpose, not just to bridge a gap in a property sale. We also have medium term finance packages available both 1st and 2nd charge. Find out if, how quickly, or how much we would be able to lend to you, subject to an independent valuation in an instant.